• MORE HOME! LOWER RATE! BETTER SAVINGS!• Inquire w/ L/A on a potential 5.625% Interest Rate on a 30 Year Conventional Mortgage! • Beautifully Updated • Sold Fully Furnished • Paid-Off Solar • No HOA or Mello-Roos! Discover this beautifully remodeled, move-in-ready home in Tracy's desirable Jefferson School District. Offering 4 bedrooms, 3 full baths and a den/multi-purpose room (that could easily serve as a 5th bedroom), this spacious home features soaring ceilings, abundant natural light, and a convenient main-level bedroom with a full bath-perfect for guests, multigenerational living, or a home office. Step inside to find modern LVP flooring, fresh interior paint, and a beautifully remodeled kitchen featuring quartz countertops, sleek charcoal cabinetry, a custom backsplash, stainless steel appliances, and a generous island. Move-in ready and packed with value! Enjoy fully paid-off solar panels, a certified roof with warranty, a spacious garage, and all furnishings and electronics pictured in the listing included at no additional cost! Escape to your own private garden retreat, complete with an expansive patio, charming gazebo, grapevines, cherry and orange trees, and beautiful roses. Just steps from Wanda Hirsch Elementary and a neighborhood playground, with shopping, dining, and everyday conveniences minutes away. No HOA and no Mello-Roos! Ask about attractive financing options and potential incentives! With modern upgrades, energy savings, a beautiful backyard, and the convenience of a fully furnished home, this exceptional property is ready for you to move right in!